Myself, like a lot of people have had issues with money along the way. Whether it’s debts, not knowing what to do, overspending or just not realising there is an easier way to do things.
Over the last 5 or so years I’ve found myself in peaks and troughs of having savings and having debts – largely in the way of credit cards, interest free and that sort of stuff that is deemed acceptable in modern society. However I never had money for what if something went wrong, or I felt guilty if I bought shoes (I very rarely did!).
But I found a way out